Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 : Life-and-Accident-and-Health-or-Sickness-Producer-Combo

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

Question 1

Anything of value given to produce a contract is the definition of:

A. A consideration
B. A grant
C. A covenant
D. A codicil

Question 2

Pre-existing conditions include conditions of health that:

A. Develop after the effective date of the policy but before the expiration of the time limit on certain defenses
B. Are never insurable under any circumstances or degree of severity
C. Must exist before an applicant can be accepted by an insurer
D. Have been medically treated or diagnosed prior to the effective date of coverage

Question 3

The entire contract provision in an individual accident and health insurance policy states that the producer:

A. May waive only certain contract provisions
B. Has no authority to change the policy or waive any of its provisions
C. Has company authority to change the policy
D. Has company authority to waive any contract provisions

Question 4

An immediate annuity:

A. Lacks an accumulation period
B. Pays a lump sum benefit to the annuitant
C. Normally permits tax-deductible contributions
D. May be purchased in installments

Question 5

All of the following are exclusions or restrictions sometimes found in life insurance policies EXCEPT:

A. Aviation
B. Suicide
C. Accidental death
D. War

Solutions: